A Guide to Ultimate Rewards from Chase

Chase offers 4 personal and 2 business credit cards which earn points called Ultimate Rewards (UR) and that I introduced in my Chase Branded Credit Cards post. Chase advertises the Freedom and Freedom Unlimited cards as cash back rewards cards, but the Sapphire cards and Ink+ can make those rewards worth much more. These points can do a […]

Advantages of the Barclaycard Arrival Plus Credit Card

The Arrival Plus from Barclaycard is a travel rewards card with an $89 annual fee (waived the first year), 2 points/$ on all purchases, but most important has Chip + PIN functionality (for use outside the USA). I signed up for this card with a waived first year annual fee and 40,000 points after spending […]

Introduction to the Chase Branded Credit Cards

Chase has a variety of name branded credit cards and all but one of them, the Slate, earn Ultimate Rewards points. Each card has its own perks and advantages and this post will compare these benefits across the Chase branded credit cards. The Chase Slate card is a good choice for people who are looking […]

What Are Membership Rewards Points and How Do I Earn Them?

American Express offers a rewards program called Membership Rewards. Most purchases with cards earning Membership Rewards (MR) points will earn 1 point for each $1 spent. A few of the cards offer bonus categories for either everyday spending or specifically for someone traveling, like on airfare. MR points can be redeemed for gift cards, like 7,000 […]

Benefits of Opening A New Credit Card

Credit cards are usually synonymous with debt and other negative thoughts and feelings, but they shouldn’t. Yes, you spend money that isn’t directly yours when you use a credit card, but that’s just one benefit to credit cards. A credit card company will fight to reclaim their stolen money if your card information is used fraudulently […]